Why USAA?

Do not wait to apply after reading this description a high application volume is expected for this opportunity.

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a dedicated Reinsurance Analyst (Mid-Level), you will support reinsurance processes for annuity and life insurance products through various activities, including processing death claims, administering reinsurance, performing account reconciliations, providing audit support and coordination, and generating reports and analyses. Responsibilities include supporting the execution of reinsurance agreements and interpreting treaty terms to operationalize them. The position is also responsible for managing reinsurance risk, audit support, financial analysis, and producing reinsurance-related reports. Furthermore, this role participates in the orchestration of activities to develop and complete business deliverables, including developing and documenting project business requirements and translating those requirements into functional system specifications.

We offer a flexible work environment that requires an individual to be in the office 4 days per week.

This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.

Relocation assistance is not available for this position.

What you'll do:

Administers complex reinsurance, processes routine claims, validates data, files, systems, identifies discrepancies and related audit support.
Resolves complex issues and navigates obstacles to deliver work product.
Prepares complex reinsurance financial, management and regulatory reports, and reviews the work of less experienced team members.
Interprets and validates applicability of reinsurance treaties, and identifies and gathers final bid information to update system.
Administers retention to ensure compliance with regulatory requirements, company limits, and reinsurance treaty specifications.
Exhibits an understanding of key regulations impacting the reinsurance process to ensure compliance with government regulations and reinsurance treaties.
Leads special projects related to reinsurance administration systems, legal contracts/treaties, new product launches and other initiatives.
May participate in the Request For Proposal (RFP) process.
Collaborates and maintains strong relationships with business partners, and may perform in an advisory capacity to operational business leaders.
Acquires and applies advanced knowledge of the business to resolve issues and provide informed, proactive reporting and analysis to enable effective decision making.
Ensures reinsurer and compliance audit requests are completed and oversees coordination of responses to internal and external audit, and reinsurance business partners.
Develops and maintains processes, procedures and tools.
Participates in risk management testing, helps to identify business risk, and may offer solutions to mitigate risk.
Performs reinsurance transactions, analysis, reconciliations and research with knowledge of GAAP/ STAT accounting and other regulatory requirements.
Understands key regulatory implications that impact Reinsurance and resolves escalated accounting issues of a unique nature.
Identifies opportunities for process improvements that further departmental goals and objectives.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

Bachelor's degree; OR 4 years of relevant education and/or experience.
3 years of experience as an analyst or other relevant work experience.
2+ years of hands-on experience with Microsoft Excel, including practical application of advanced features like Pivot Tables, Lookup functions (e.g., VLOOKUP, HLOOKUP), and data analysis.

What sets you apart:

1 year in Life and/or Annuity reinsurance administration.
2+ years of experience within the Life Insurance and/or Annuity product space (covering areas like underwriting, claims, sales, or service).
Bachelor's or Master's degree in Statistics, Finance, Mathematics, Economics, Accounting, or a related field.
1+ years of project management experience.
Basic knowledge of accounting principles (at least 1 year of experience) is desirable for understanding financial data and reconciliations.
Experience with Oracle systems (1+ years) is a plus.
US military experience gained through military service or gained as a military spouse / domestic partner.

Compensation range: The salary range for this position is: $69,920.00 - $133,620.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on .

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. xrbllit All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Data Architect

Analyst, Solutions

Transportation Analyst

Lending Analyst

Infusion Analyst

Account Executive – Data & Marketing Solutions

Actuarial Analyst I

Proposal Pricing Analyst

Forward Deployed Process Analyst

Reinsurance Analyst (Mid-Level)